Project FinanceTextileMachinery Loan
₹25 Cr Project Finance for Textile Expansion
Leading Textile Manufacturer, Surat
■ The Challenge
The client needed substantial capital to set up a new state-of-the-art weaving facility but lacked sufficient collateral for traditional secured loans.
■ Our Solution
We structured a blended project finance facility combining a machinery term loan with CGTMSE-backed working capital, minimizing the promoter's upfront equity requirement.
■ The Result
Secured ₹25 Cr sanction within 45 days. The new facility increased the client's production capacity by 60%, boosting annual revenues significantly.
Working CapitalExport FinanceTrade Finance
Working Capital Optimization for Diamond Exporter
Mid-sized Diamond Exporter
■ The Challenge
Facing severe cash flow bottlenecks due to extended realization cycles from international buyers (90-120 days).
■ Our Solution
Implemented an Export Packing Credit (EPC) and Post Shipment Finance (PSF) structure in foreign currency (PCFC), significantly lowering their interest burden.
■ The Result
Reduced blended interest cost by 3.5% annually and unlocked ₹10 Cr of trapped working capital to fund immediate raw material procurement.
Debt ConsolidationLAPHealthcare
Debt Restructuring & Consolidation
Healthcare Equipment Manufacturer
■ The Challenge
Struggling with high-cost unsecured debt from multiple NBFCs (average interest rate of 18%), pressuring their monthly cash flows.
■ Our Solution
We leveraged their unencumbered factory property to secure a long-tenor Loan Against Property (LAP) from a premier private bank.
■ The Result
Consolidated 6 high-cost loans into a single LAP facility at 9.5%. Reduced monthly EMI outgo by 45%, restoring positive operational cash flow.
